Our Lending Solutions

Comprehensive financing options tailored to your business needs.

Term Loans

Our term loans provide businesses with fixed-rate financing for major investments, expansions, or equipment purchases. With predictable monthly payments and flexible repayment terms, you can plan your cash flow with confidence.

Ideal For:

  • Business expansion and growth initiatives
  • Major equipment purchases or upgrades
  • Real estate acquisitions
  • Refinancing existing debt at better terms
  • Large inventory purchases
Loan Amounts: $50,000 to $5,000,000+
Terms: 1 to 10 years
Rate Structure: Fixed or variable rates available
Funding Speed: 7-14 business days

Lines of Credit

Access flexible revolving credit lines designed for working capital needs, seasonal fluctuations, and ongoing operational expenses. Draw only what you need, when you need it, and pay interest only on the amount used.

Ideal For:

  • Managing cash flow fluctuations
  • Covering seasonal inventory needs
  • Bridging gaps between accounts receivable
  • Funding short-term opportunities
  • Emergency working capital reserves
Credit Limits: $25,000 to $1,000,000+
Terms: Revolving, 12-36 month review periods
Draw Period: Access funds anytime during term
Repayment: Flexible with revolving availability

Equipment Financing

Acquire or upgrade essential business equipment without depleting your working capital. Our equipment financing solutions allow you to preserve cash while obtaining the tools, machinery, or technology your business needs to compete and grow.

Ideal For:

  • Manufacturing and production equipment
  • Commercial vehicles and transportation
  • Technology and IT infrastructure
  • Medical and healthcare equipment
  • Construction and heavy machinery
Financing Amount: Up to 100% of equipment cost
Terms: Aligned with equipment useful life
Collateral: Equipment serves as collateral
Tax Benefits: Potential Section 179 deductions

Commercial Real Estate Financing

Comprehensive financing solutions for purchasing, refinancing, or improving commercial properties. Whether you're buying your first office space or expanding your facilities, we provide the capital and expertise to make your real estate goals a reality.

Ideal For:

  • Office building purchases
  • Retail and restaurant locations
  • Warehouse and distribution centers
  • Mixed-use commercial properties
  • Property refinancing and cash-out refinancing
Loan Amounts: $100,000 to $10,000,000+
Terms: 5 to 25 years
LTV Ratios: Up to 80% loan-to-value
Amortization: Various schedules available

Revenue-Based Financing

Flexible funding tied directly to your business revenue, providing capital that adapts to your cash flow patterns. Instead of fixed monthly payments, repayment adjusts based on your sales performance—perfect for businesses with seasonal or variable revenue.

Ideal For:

  • Businesses with seasonal revenue fluctuations
  • E-commerce and online retail
  • Restaurants and hospitality
  • Fast-growth companies needing flexible terms
  • Businesses with high credit card or online sales volume
Funding Amount: $10,000 to $500,000
Repayment: Percentage of daily/weekly revenue
Terms: 3 to 18 months typical duration
Approval: Based on revenue, not just credit

Working Capital Loans

Quick access to funds for day-to-day operations, inventory management, and short-term business needs. Our working capital loans provide the liquidity you need to keep your business running smoothly while pursuing growth opportunities.

Ideal For:

  • Covering payroll during slow periods
  • Purchasing inventory for seasonal demands
  • Funding marketing campaigns
  • Managing temporary cash flow gaps
  • Taking advantage of supplier discounts
Loan Amounts: $5,000 to $250,000
Terms: 3 to 24 months
Funding Speed: As fast as 24-48 hours
Use: Unrestricted business purposes

Our Streamlined Process

1

Application

Submit your information through our simple online form or contact us directly.

2

Review

Our team reviews your application and financial information within 24-48 hours.

3

Approval

Receive your loan decision and review terms with a dedicated lending specialist.

4

Funding

Once approved, funds are typically disbursed within 7-14 business days.

Ready to Discuss Your Financing Needs?

Contact RHSH LLC today to explore which lending solution is right for your business.

Get Started